Before you can buy a home in Louisville, you need to find the right mortgage. And before you can do that, you need to find a mortgage company worth working with. Here are some tips to help you choose a mortgage broker in Louisville that will have your best interests at heart and deliver the smooth, seamless mortgage experience you need.
Things You Should Know When Choosing a Mortgage Broker
- Work with a small local mortgage company in Louisville. Homebuyers often think first of big box lenders when they are ready to purchase. While it makes sense that these names spring to mind, it can pay off in a big way to work with a small local business instead. A local mortgage company knows the Louisville real estate market, is familiar with local down payment assistance programs, and sees customers as neighbors. As a result, you receive better service from top to bottom than you would working with a big box lender.
- Choose a Kentucky mortgage company with lots of experience. One of the keys to making the mortgage process go smoothly is working with loan experts who have encountered scenarios like yours. The more experience a team has, the more likely it is they know exactly what to do with your situation. First Fidelity Mortgage, Inc has more than 45 years of combined experience, and is ready for any borrower’s loan scenario.
- Pick a mortgage broker in Louisville rather than a lender. A mortgage broker can shop a variety of lenders in Kentucky and beyond to bring you affordable rates and a spectrum of loan products to suit your needs. Not only can this help you save money, but it will also help you save a lot of time. The broker takes care of the hard work of searching for a suitable mortgage, letting you instead search for an ideal home.
- Go with a company that communicates rapidly. We offer fast responses around the clock via phone, email or text so you always know your mortgage application status.
- Select a Louisville mortgage company with stellar customer service. Never underestimate the importance of working with dedicated, passionate professionals who go out of their way to give you the best possible experience as you apply for your home loan. First Fidelity Mortgage, Inc has won accolades for the top-tier customer service we offer along with our other features and benefits. Check out some of our awards?
- UWM Faster Purchase Closer 2020, 2021 & 2022
- Business First – Louisville’s Largest Mortgage Originators List 2013-2022
- Expertise.com – Best Mortgage Refinance Company in Louisville 2021 & 2022
- Three Best Rates – Top 3 Mortgage Companies in Louisville 2021 & 2022
Buy a Home or Refinance in Kentucky Now
If you are ready to buy a home or refinance now, please give us a call at (502) 657-4299 to schedule your consultation. We are based in Louisville and can help you in Kentucky, Tennessee, Indiana and Florida.
