Purchase Your Home with 0% Down Payment!

940549.INFORMATION SUBJECT TO CHANGE. CERTAIN RESTRICTIONS APPLY. SUBJECT TO APPROVAL OF BORROWER AND INVESTOR GUIDELINE REQUIREMENTS. DOWN PAYMENT IS PROVIDED AS A 2ND LIEN AGAINST THE SUBJECT PROPERTY. 2ND LIEN BEARS A 0% INTEREST RATE AND CANNOT EXCEED A $15,000 LOAN AMOUNT. 2ND LIEN HAS NO MINIMUM MONTHLY PAYMENT REQUIREMENTS, A TERM OF 360 MONTHS AND IS FULLY DUE AS A BALLOON PAYMENT UPON THE OCCURRENCE OF EITHER A REFINANCE OF THE 1ST LIEN, PAYOFF OF THE 1ST LIEN OR THE FINAL PAYMENT OF THE AMORTIZATION SCHEDULE OF THE 1ST LIEN. BORROWER MUST QUALIFY BASED ON HOME POSSIBLE® OR HOMEONE® GUIDELINES. SOME EXCLUSIONS MAY APPLY. THE PRINCIPAL, INTEREST, AND MI PAYMENT OF A $350,000 30-YEAR FIXED-RATE LOAN AT 6.75% AND 97% LOAN-TO-VALUE (LTV) IS $2270.09. THE ANNUAL PERCENTAGE RATE (APR) IS 6.949% WITH ESTIMATED FINANCE CHARGES OF $6,500. THE PRINCIPAL AND INTEREST PAYMENTS, WHICH WILL CONTINUE FOR 360 MONTHS UNTIL PAID IN FULL, DO NOT INCLUDE TAXES AND HOME INSURANCE PREMIUM, WHICH WILL RESULT IN A HIGHER ACTUAL MONTHLY PAYMENT. RATES CURRENT AS OF 5/20/24. SUBJECT TO BORROWER APPROVAL. SOME EXCLUSIONS MAY APPLY.