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The principal and interest payment on a $200,000 30 Year Fixed-Rate Loan at 7.75% and 97% Loan-to-Value (LTV) is $1,509.49. The Annual Percentage Rate (APR) is 8.459% with an estimated finance charge of $5,600. The principal and interest payments, which will continue for 360 months or until paid in full, do not include taxes and home insurance premiums, which will result in a higher actual monthly payment. Rates current as of 10/24/2023. Subject to borrower approval. Some exclusions may apply.