Mortgage
Refinance
In Kentucky
Are you looking for a way to lower your interest rate or make other changes to your mortgage? It could be time for a refinance.
First Fidelity Mortgage, Inc can help you refinance your home loan quickly and easily so that your mortgage better serves your needs.
Now Might Be Time to Refinance If...
Interest rates are lower in the present than they were when you took out your mortgage.
You have improved your credit score or increased your income, which might qualify you for lower rates.
Your income has declined, and you need more time to pay off your home loan.
You are soon going to move out of your home, and could benefit from switching to an adjustable rate mortgage with a low introductory rate.
Or, the situation could be the opposite. Maybe you want to switch from an adjustable rate to a fixed rate for long-term stability.
You want to consolidate debts.
You want to get a cash-out refinance.
You are paying for mortgage insurance, and may qualify through a refinance for a loan without it now that your equity is higher than it was originally.
Benefits of Refinancing
- You might be able to pay a lower mortgage rate.
- You can switch interest rate formats.
- You can change your loan term.
- You can take cash out.
- You might be able to get rid of PMI.
- You can renegotiate other loan terms.
- You get the reduced stress that comes with all of these financial benefits.
Refinance in Louisville
or Beyond
At your consultation, you can find out if a refinance at this time could help you save money or benefit in other ways.
Please give us a call at (502) 657-4299 to schedule your refinance consultation. We can help you refinance in Kentucky, Tennessee, Indiana and Florida.
See What Our Clients Are Saying About Us!
Debra Wolfe
18:51 13 Jan 23
Mike Hurt is wonderful! I had an awful experience with another company and Mike was able to get everything done quickly and with no stress or inconvenience on my part. I am so very grateful for Mike and his assistance.
nicolas
20:29 31 Oct 22
From the first interaction to the signing of the final contract we had excellent communication with Matt. We always got fast and correct replies to our questions. Highly recommend Matt for your mortgage needs.
Kalyan Dukka
20:45 03 Aug 22
Mike was great at every step of the process even when he was on vacation! He was very helpful in moving ahead the closing date per our request. Thanks a lot for everything Mike!!
jackie greenwell
18:44 27 Jul 22
I will admit I was a little skeptic at first, I honestly didn’t think I would be closing within 2 weeks like Dave said. But to my surprise I did!! Dave was great, and the Closing was was smooth. I didn’t even leave my home, they came to me! Thank you Dave! Jackie Harris
Lorie Jenkins
16:55 27 Nov 20
My husband and I had such a great experience with Matt Ansert. We have been through a lot of negative experiences with mortgages and refinances in the past. This was honestly the best loan experience we have ever had. It was stress and hassle free, quick and uncomplicated. The loan was our... lowest rate ever. Matt was professional, friendly and a great communicator through out the process. I would strongly recommend him:)read more
Noraine P
18:42 14 Jan 19
My husband and I were first time homeowners. Being new to this process, of course we were worried about being taken advantage of. The first company we were dealing with gave us the run around for almost 2 years! Finally, my husband looked online and found First Fidelity. This was the BEST DECISION... EVER! Matt and his team made us feel very comfortable from the first phone call! The professionalism was so awesome that it set all of our nerves aside. The process was quick and we LOVE our new home!Thank you Matt, Melissa and everyone else involved in making our experience great. I would HIGHLY recommend your company to everyone I know.The Penicksread more
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First Fidelity Mortgage, Inc is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.