Down Payment Assistance in Kentucky

If you want to buy a home but you cannot afford a 20% down payment, you may be able to move forward with your home purchase with the help of down payment assistance programs.

Kentucky Down Payment Assistance Programs

We can connect you with multiple down payment assistance programs to help you buy a home now.

Regular Down Payment Assistance

• Purchase Price Up to $314,827
• Assistance in the Form of a Loan Up to $6,000
• Repayable Over a 10 Year Term at 5.50%

Affordable Down Payment Assistance

• Purchase Price Up to $314,827
• Assistance in the Form of a Loan Up to $6,000
• Repayable Over a 10 Year Term at 1.00%
• Borrower Must Meet Affordable DAP Income Limits

During your consultation, you can find out if you qualify for either of these down payment assistance programs.

Other Options to Buy a Home with a Low Down Payment

Even without down payment assistance, you may be surprised at how many loan options offer you the chance to purchase a home without a 20% down payment.

With the right qualifications, conventional loans can have low down payments. FHA mortgages also have low down payments and easy qualifications.

If you qualify for a VA mortgage or USDA mortgage, you can buy a home with zero down payment.

We can check your eligibility for all of these loan programs at your consult.

Find Out if You Qualify for Down Payment Assistance in Louisville or Beyond

Every day, we help borrowers who cannot afford a large down payment to move into new homes. No matter your scenario, we will work with you until we match you with the solutions you need.

Please give us a call at (502) 657-4299 to schedule your consultation. We can help you with down payment assistance in Kentucky, Tennessee, Indiana and Florida.