Buy A Home
In Kentucky
If you are buying a home in Louisville or anywhere in Kentucky, finding an ideal mortgage will help you achieve your financial goals with your home purchase.
At First Fidelity Mortgage, Inc, we understand that your situation as a homebuyer is unique. That is why we offer many different lending products, and work with you to find the one that will fit your individual scenario.
Find The Right Mortgage For Your Needs
Conventional
A mortgage that is not backed by a government agency is called a conventional loan. We offer conventional mortgages with fixed and adjustable rates and different loan terms to suit your requirements.
Learn MoreFHA
A mortgage that is baked by the Federal Housing Administration (FHA) features affordable rates, a low down payment and easy qualifications.
Learn MoreVA
Buy a home with zero down payment if you qualify for a VA mortgage backed by the Department of Veterans Affairs (VA). You may be eligible if you are a veteran, active duty service member or eligible surviving spouse.
Learn MoreUSDA
Purchase a home with a zero down loan in a rural area with a USDA mortgage. Affordable rates are also a feature of this mortgage product backed by the US Department of Agriculture.
Learn MoreJumbo
You do not need to be held back by the limits for conforming loans when you apply for a non-conforming jumbo loan. Use this type of mortgage to purchase premium real estate.
Learn MoreSelf Employed Borrower
If you are purchasing a home and you do not have a W-2, we can verify your income using bank statements so you can smoothly and easily complete the process.
Learn MoreFHA 203k Loans (Home Renovation)
If you want to purchase a fixer-upper in KY, this type of loan lets you roll together a mortgage for purchase with financing for repairs.
Learn MoreOne-Time Close Construction Loans
Do you want to build a home? This type of loan covers both construction and permanent financing. As the name indicates, you only have to close once, saving time and money and simplifying the process.
Learn MoreBuy a Home in Louisville
or Beyond
During your consult, you can learn more about all of these types of mortgages and receive personalized recommendations. Please give us a call at (502) 657-4299 to schedule your mortgage consultation. We can help you buy a home in Kentucky, Tennessee, Indiana and Florida.
See What Our Clients Are Saying About Us!
Debra Wolfe
18:51 13 Jan 23
Mike Hurt is wonderful! I had an awful experience with another company and Mike was able to get everything done quickly and with no stress or inconvenience on my part. I am so very grateful for Mike and his assistance.
nicolas
20:29 31 Oct 22
From the first interaction to the signing of the final contract we had excellent communication with Matt. We always got fast and correct replies to our questions. Highly recommend Matt for your mortgage needs.
Kalyan Dukka
20:45 03 Aug 22
Mike was great at every step of the process even when he was on vacation! He was very helpful in moving ahead the closing date per our request. Thanks a lot for everything Mike!!
jackie greenwell
18:44 27 Jul 22
I will admit I was a little skeptic at first, I honestly didn’t think I would be closing within 2 weeks like Dave said. But to my surprise I did!! Dave was great, and the Closing was was smooth. I didn’t even leave my home, they came to me! Thank you Dave! Jackie Harris
Lorie Jenkins
16:55 27 Nov 20
My husband and I had such a great experience with Matt Ansert. We have been through a lot of negative experiences with mortgages and refinances in the past. This was honestly the best loan experience we have ever had. It was stress and hassle free, quick and uncomplicated. The loan was our... lowest rate ever. Matt was professional, friendly and a great communicator through out the process. I would strongly recommend him:)read more
Noraine P
18:42 14 Jan 19
My husband and I were first time homeowners. Being new to this process, of course we were worried about being taken advantage of. The first company we were dealing with gave us the run around for almost 2 years! Finally, my husband looked online and found First Fidelity. This was the BEST DECISION... EVER! Matt and his team made us feel very comfortable from the first phone call! The professionalism was so awesome that it set all of our nerves aside. The process was quick and we LOVE our new home!Thank you Matt, Melissa and everyone else involved in making our experience great. I would HIGHLY recommend your company to everyone I know.The Penicksread more
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First Fidelity Mortgage, Inc is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.