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Jumbo loans are used when the mortgage is more than conventional Fannie Mae and Freddie Mac limits (currently its $726,200 for a single-family home (except Hawaii and Alaska and a few designated high-costs areas that have a $1,089,300 limit).
We offer jumbo mortgages for primary residences, vacation or second homes, as well investment properties. We have a different programs and terms with both fixed-rate and adjustable-rate loans. Jumbo loans traditionally require higher down payments along with higher interest rates and stricter underwriting than standard conventional mortgage loans.